How can we help you today?
Make a Payment
We’ve ensured that you can quickly and easily make your loan payment.
Certificates
Lock in a competitive rate with terms ranging from 3 months to 5 years!
Mortgage
First-Time Homebuyers: 3% Down and No Closing Costs.*
Credit Cards
Find the card for you, from credit building to great rewards and cash back.
Investments
Tailored Portfolios – Guided, personalized investing for you.
Great Rates*
Bay Federal Credit Union offers great rates on deposit accounts, loans, and credit cards! Apply online today.
6-Month Certificate
3.82 %* apy
Money Market Advantage
3.04 %* apy
1-Year Certificate
4.13 %* apy
*Deposit accounts may have different rates based on your balance. All loans and mortgages have their own requirements to achieve specific rates. All loan rates will be personalized for YOU based on your credit score and debt to income ratio and additional discounts may be available. Visit our rates page for full details.
Short-Term Goals, Long-Term Gain!
A certificate is a savings account that generally earns a higher rate of interest than a regular savings account in exchange for your promise to keep the money in the account for a pre-determined period of time. The longer the term, the more interest you are likely to earn.
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Terms ranging from 3 months up to 5 years
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Open a certificate with as little as $1,000
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Interest is compounded daily — earn money on your interest!
Annual Meeting
The Bay Federal Credit Union Board of Directors is a group of dedicated Credit Union members who volunteer their time and expertise to govern the Credit Union in the best interests of its members by promoting financial strength, success, and stability.
You are invited to Bay Federal Credit Union’s Annual Meeting
Tuesday, May 21, 2024 • 6:00 pm
Financial Capability Month
Financial Capability is every individual’s access to unbiased and trustworthy financial education and understanding of financial needs and services. At Bay Federal Credit Union, we’re here to support you through every stage of life!
Join our Financial Capability Contest!
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