4 New Year’s Resolutions for Small Businesses

January 1, 2023

It’s a brand-new year, and a new chance at growth for your business.

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A checklist with "2023" written on it

The Post-Holiday Budget Recovery Guide

January 1, 2023

The holidays are in the rearview, but if you’ve gone over budget with your spending, it’s time to deal with the aftermath.

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Bay Federal Credit Union Named 2019 Best Credit Union to Work For by Credit Union Journal

September 25, 2019

We are thrilled to announce that Bay Federal has been named the nation's number one "Best Credit Union to Work For" by Credit Union Journal! This is a jump from thirteenth place in last year's listing to first place. We are humbled by this tremendous honor!

Credit Union Journal Best Credit Unions to Work for 2019

Fraud Alert: Counterfeit Cashier's Checks

September 17, 2019

We have heard of an increase in fraudulent Bay Federal checks making their way around the country. Did you receive a Bay Federal check, but you are unsure of its validity? Call our Member Service Center at 831.479.6000 or toll-free at 888.4BAYFED, option 3, and a Support Specialist will assist you.

As a reminder, never deposit or cash a check if you are uncertain of its source. If you have any questions about the validity or source of any check, call the financial institution that the check is drawn on to confirm it is not a fake.

Close-up of a check being signed

Interview with Carrie Birkhofer, President and CEO of Bay Federal, Featured in Santa Cruz Tech Beat

June 18, 2019

Carrie Birkhofer, President and CEO of Bay Federal Credit Union, recently sat down with Sara Isenberg, Editor-in-Chief of Santa Cruz Tech Beatto discuss Bay Federal's expanding use of technology and our growth since the 1980's. 

You can check out the full interview here! 

Fraud Alert: Phishing Scam Targeting Financial Aid Distributions and Refunds

August 25, 2018

The Department of Education is warning college students about a phishing scam targeting financial aid distributions and refunds. Here’s a description of how the scam occurs.

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Alert on computer desktop

Fraud Alert: Protect Yourself From This New Social Media Scam

August 24, 2018

A new scam on social media has cropped up in recent days, and it is especially deceptive because it might be coming from someone you know who hasn't realized they've been duped yet! Instagram users are seeing a post in their Story that asks for a direct message (DM) to initiate the scam. Scams such as this can seem authentic sometimes, so it's important to know what to look out for.

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Fraud Alert: Scams are on the Rise. Here’s what to look out for.

June 22, 2018

Summer is here, but fraudsters aren’t on vacation. In fact, it appears they are working overtime. Stay safe by being aware of these common ruses and keeping your account information and login credentials private.

Continue readingFraud Alert: Scams are on the Rise. Here’s what to look out for.

Fraudster

Name Dropping: Bay Fed members, employees raise more than $14K for Second Harvest

February 12, 2016

It was another successful season of giving, as Bay Federal Credit Union members and employees raised more than $14,000 for Second Harvest Food Bank’s holiday drive, held this past November and December.

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Bay Federal Credit Union's Community Support Committee presents a check to Second Harvest Food Bank's Jan Kamman, at right, on January 14, 2016.

Bay Federal Alerts Members About Skimming

January 7, 2016

Santa Cruz Sentinel

Bay Federal Credit Union has alerted members about a weekend incident in which a skimming device was found at the Aptos branch, leading to the arrest of two juvenile suspects from Southern California.

“We have a very clear process for letting affected members know if their cards were compromised and then we can reissue cards immediately in any one of the seven branches,” said Tonee Picard, executive vice president and chief development officer. “We have announced the skimming incident on social media... Unfortunately, this has become a common thing locally.”

Picard said video cameras at each ATM record activity and are monitored daily.

“This is how we caught this one so fast,” she said.

Bay Federal Credit Union has more than 60,000 members. The credit union posted information about skimming and ID theft at the Bay Federal website.

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You will be redirected to a website outside of the Bay Federal Credit Union website and entering a website hosted by another party. The linked website is not operated by Bay Federal Credit Union. Bay Federal Credit Union is not responsible for the content or availability of the linked website. Bay Federal Credit Union does not represent the operator of the linked website, the member, or any other users if the two enter into a transaction. Privacy and Security Policies of the linked website may differ from those of Bay Federal Credit Union.