Financial Capability Month

Financial Capability ensures every individual has access to unbiased and trustworthy financial education and understanding of financial needs and services. At Bay Federal Credit Union, we’re here to support you through every stage of life! 

Resources

First-Time Home Buyer

Everyone

Building a healthy financial future shouldn’t be a burden, enjoy these free resources!

Teacher in front of class of students

Teachers

Learn to teach financially confident children! These no-cost, no obligation, ad-free resources can be integrated into your existing curriculum or used for financial education-specific lessons and life skills classes.

Father and son counting money

Parents & Caretakers

Your everyday activities are their education opportunities. These resource will help you integrate financial wellness into your day to day. 


Mortgage Refinance

Kids, Teens, and Young Adults

Created specifically for kids, teens, and young adults who want to learn about money, gain financial capability skills, and the adults who want to guide them toward a prosperous financial future.


Join our Financial Capability Contest!

Have Questions?

Choose ONE of the following activities to download:

How to Enter:

Bring your completed activity to any Bay Federal Branch or submit a copy of your art creation with the form below by no later than 11:59 PM on Tuesday, April 30, 2024. All entries must include the artist’s first and last name, phone number, and if under the age of 18, the name and phone number of a parent or guardian.

What You Could Win

Contest Details

Winners will be selected from all the entries received by the deadline of Tuesday, April 30, 2024 at 11:59 PM. Entries will be categorized according to the chosen activity. Categories are: Design Your Own Coin, Financial Capability Crossword, and Financial Capability Word Search. If no entries are received in a category, prizes that would have been awarded to winners in that category will be redistributed, and additional winners will be selected in other categories. All winners will be notified by Friday, May 10; if we are unable to contact a winner, or if a person chosen as a winner is deemed ineligible, another winner will be selected.

In May 2024, Bay Federal Credit Union will select up to nine (9) eligible winners; three (3) winners will receive a prize worth $50, and six (6) winners will receive a prize worth $25.

Individual winners are eligible to win no more than one (1) of the prizes listed. If an individual is selected to win more than one prize, the greatest single prize amount will be awarded and all lesser amount(s) will be forfeited. Bay Federal Credit Union reserves the right to substitute a prize with another prize of equal value.

Bay Federal Membership required. Employees and officers of the Credit Union are not eligible. The prize amount awarded to each winner will be credited to the winner's Bay Federal Credit Union Membership Savings account. The account must be open, active, and in good standing* when the money is credited. If a winner's Membership Savings Account is closed on the date money is to be credited, the winner will forfeit the prize amount and Bay Federal Credit Union may select a different winner. The odds of winning will depend on the number of eligible submissions.

*A "savings account in good standing" is one where no account owners (primary owners or joint owners) have caused Bay Federal Credit Union a financial loss of any amount.

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