Merchant Card Services

Are you looking for a payment processing system that can handle everything from gift cards and credit cards to discounts and refunds? Look no further!

Limited Time Offer

Receive a 90-day free trial of Clover Essentials or Services Growth plan and/or a $450 rebate on merchant services point-of-sale equipment from Clover.*

Offer valid for a Clover Flex, Flex Pocket, Mini, Solo or Duo point-of-sale hardware device purchase or lease. 

For full trial and rebate information, please contact our Business Services team using the Contact Us form below. 


Clover
Great Tools, Great Support

Great Tools, Great Support

Bay Federal Credit Union has partnered with First Data to bring its business members valuable customer insights and tools to drive repeat business.

  • Choose a Clover hardware Point-of-Sale system that can double as your business management system

  • Enjoy multi-layer account security and fraud protection up to $100,0001

  • Enjoy 24/7 concierge level support from industry specialists to help you take advantage of your merchant benefits

  • Next Business Day hardware replacement is available to get you back up and running quickly2

Get the Details

  • Flat-rate pricing
  • Equipment bundles

  • Multi-layer account security
  • Fraud protection up to $100,0001

  • A variety of Clover hardware Point-of-Sale systems that can double as business management systems (Clover Solutions Brochure)

  • Fast access to cash
  • Multiple solutions available

Monthly statements can include:

  • Sales trends
  • Customer reviews/ratings
  • Local events

  • Industry specialists that help you take advantage of your merchant benefits
  • 90 days of onboarding support
  • Business consultations

  • Tools to streamline operations
  • Resources to grow your business

  • 24/7 support
  • Next Business Day hardware replacement to get you back up and running quickly2

*Promotional offer valid from April 1, 2026 through June 30, 2026 for qualified Bay Federal Credit Union clients who have not processed a merchant services account with First Data Merchant Services LLC within the past six months. New accounts require standard credit approval and underwriting. Eligible merchants may receive a no-cost 90-day trial of the Clover Essentials or Services Growth plan and/or a $450 rebate toward a Clover Flex, Flex Pocket, Mini, Station Solo, or Duo purchase or lease. After the 90-day trial, standard Services Growth plan monthly fees apply. The free trial is available only to professional services businesses with one of the following MCC codes: 742, 780, 8111, 1520, 1711, 1799, 2741, 4812, 7261, 7276, 7333, 7339, 7361, 7375, 7392, 7393, 7399, 7699, 8734, 8911, 8931, 8999. The $450 rebate will be issued approximately 60 days after the account begins processing transactions. To qualify for the trial and/or rebate, merchants must: (1) be credit-approved between April 1, 2026 and June 30, 2026 (2) sign a merchant processing agreement, (3) activate their account within 30 days of approval, and for the rebate (4) process at least $250,000 annually. Early termination fees apply. Limit one offer per business tax ID. Eligibility is determined solely by First Data Merchant Services LLC. Offer cannot be combined with other promotions and may change without notice.

1Requires Clover Security Plus. Terms, conditions and additional fees may apply.

2Next Business Day availability only applies to replacement orders received prior to 5 p.m. ET.

© 2019 First Data Corporation. All rights reserved. The First Data name, logo, and related trademarks and service marks are owned by First Data Corporation and are registered or used in the U.S. and many foreign countries. All trademarks, service marks, and trade names referenced in this material are the property of their respective owners.

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