What’s the Difference Between ACH and Wire Transfers?

May 1, 2024

In 2024, there’s no shortage of ways to electronically transfer funds between accounts. From platforms like Zelle and Venmo, to direct deposits, the options are almost endless. Let’s take a look at two popular ways to transfer funds, automated clearing house (ACH) and wire transfers, and then explore their key differences.

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5 Ways to Spring Clean Your Savings

May 1, 2024

It’s that time of year again: Time to clean out those closets, polish that furniture and clear out that clutter! Spring is also the perfect time of year to review your saving habits and spruce up your saving goals.

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Important Security Alert: Stay Safe from Fraudulent Sites

April 10, 2024

In recent times, we've observed a notable increase in the number of fraudulent websites aiming to deceive individuals across the financial sector. This includes sites that falsely claim affiliation with Bay Federal Credit Union, explicitly targeting our community with the intent to commit phishing attacks.

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Important Security Alert: Stay Safe from Fraudulent Sites

Bay Federal's Annual Meeting is on May 21, 2024

April 4, 2024

On May 21, 2024 at 6:00 PM, join us for an informational summary of our 2023 financial and member service results at our Capitola Branch. The Annual Meeting will also be presented virtually on Zoom. To RSVP, please email annualmeeting@bayfed.com or call 831.477.8504.
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Money Tips for College Students

March 29, 2024

Hello, college, hello, money worries!

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Don’t Sleep On Your Savings: Avoiding Dormant Accounts

March 7, 2024

The best thing to do with a savings account is to let it sit and earn dividends. However, don’t forget about it so long that it becomes dormant.

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6 Ways to Tell If a Website is Safe

February 9, 2024

In today's world, where many people spend hours of each day browsing the internet, staying safe online is paramount. The web is rife with scammers employing sophisticated tactics to get at your money and information. Fortunately, with protective measures, you can easily avoid unsafe websites.

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How Do I Prepare for Tax Season?

February 8, 2024

It’s great that you’ve started getting ready for tax season way before the deadline, but it sure can be overwhelming. No worries, though; we can help! Here’s how to prepare for tax season.

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The Procrastinator’s Guide to Holiday Savings

November 10, 2023

For many of us, November and December kick off a season of celebrating, family, feasting, and yes…spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last minute to make plans. Here are a few savings strategies to help you save this season.

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