How to Keep Your Phone Safe from Fraud

March 1, 2023

Your mobile devices pose an inherent risk to your security if they fall into the wrong hands.

Continue readingHow to Keep Your Phone Safe from Fraud

a hand holding a phone up with a padlock icon over it

Pay It Safe with Zelle®

February 1, 2023

We know getting money to friends and family quickly and safely is important, so we've provided some friendly reminders on how to "pay it safe" when you're sending money with Zelle®.

Continue readingPay It Safe with Zelle®

Two people looking down at a cell phone

Free Vacation Scams

February 1, 2023

If you’re notified that you’ve landed a free luxury vacation, you’ve likely been targeted by a scam.

Continue readingFree Vacation Scams

A man talking on the phone and looking concerned

4 New Year’s Resolutions for Small Businesses

January 1, 2023

It’s a brand-new year, and a new chance at growth for your business.

Continue reading4 New Year’s Resolutions for Small Businesses

A checklist with "2023" written on it

The Post-Holiday Budget Recovery Guide

January 1, 2023

The holidays are in the rearview, but if you’ve gone over budget with your spending, it’s time to deal with the aftermath.

Continue readingThe Post-Holiday Budget Recovery Guide

Two seniors looking at a computer screen and smiling

Bay Federal Credit Union Named 2019 Best Credit Union to Work For by Credit Union Journal

September 25, 2019

We are thrilled to announce that Bay Federal has been named the nation's number one "Best Credit Union to Work For" by Credit Union Journal! This is a jump from thirteenth place in last year's listing to first place. We are humbled by this tremendous honor!

Credit Union Journal Best Credit Unions to Work for 2019

Fraud Alert: Counterfeit Cashier's Checks

September 17, 2019

We have heard of an increase in fraudulent Bay Federal checks making their way around the country. Did you receive a Bay Federal check, but you are unsure of its validity? Call our Member Service Center at 831.479.6000 or toll-free at 888.4BAYFED, option 3, and a Support Specialist will assist you.

As a reminder, never deposit or cash a check if you are uncertain of its source. If you have any questions about the validity or source of any check, call the financial institution that the check is drawn on to confirm it is not a fake.

Close-up of a check being signed

Interview with Carrie Birkhofer, President and CEO of Bay Federal, Featured in Santa Cruz Tech Beat

June 18, 2019

Carrie Birkhofer, President and CEO of Bay Federal Credit Union, recently sat down with Sara Isenberg, Editor-in-Chief of Santa Cruz Tech Beatto discuss Bay Federal's expanding use of technology and our growth since the 1980's. 

You can check out the full interview here! 

Fraud Alert: Phishing Scam Targeting Financial Aid Distributions and Refunds

August 25, 2018

The Department of Education is warning college students about a phishing scam targeting financial aid distributions and refunds. Here’s a description of how the scam occurs.

Continue readingFraud Alert: Phishing Scam Targeting Financial Aid Distributions and Refunds

Alert on computer desktop

Fraud Alert: Protect Yourself From This New Social Media Scam

August 24, 2018

A new scam on social media has cropped up in recent days, and it is especially deceptive because it might be coming from someone you know who hasn't realized they've been duped yet! Instagram users are seeing a post in their Story that asks for a direct message (DM) to initiate the scam. Scams such as this can seem authentic sometimes, so it's important to know what to look out for.

Continue reading Fraud Alert: Protect Yourself From This New Social Media Scam

Attention: You are leaving the Bay Federal Credit Union website

You will be redirected to a website outside of the Bay Federal Credit Union website and entering a website hosted by another party. The linked website is not operated by Bay Federal Credit Union. Bay Federal Credit Union is not responsible for the content or availability of the linked website. Bay Federal Credit Union does not represent the operator of the linked website, the member, or any other users if the two enter into a transaction. Privacy and Security Policies of the linked website may differ from those of Bay Federal Credit Union.