Is your current auto loan draining your budget? We can help! You’re preapproved to refinance your auto loan from another lender with Bay Federal Credit Union, which means it’s easier than ever to reduce your interest rate and monthly payments.
Plus, enjoy NO PAYMENTS for 90 days.*
Use your freed-up money to:
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Take a special trip
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Pay off other debt
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Pad your savings
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Do anything you wish!
You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll-free 1-888-567-8688. See PRESCREEN & OPT-OUT NOTICE below for more information about prescreened offers.
*Offer is valid for addressee only. First payment deferred for 90 days. Interest will continue to accrue from date of loan disbursement and becomes due once payments begin. Payment Example: Loan amount of $12,000 at 5.99% APR for 48 months would have monthly payments of $281.71. This rate example includes 0.25% off for enrollment in automatic payments at the time of funding. Offer available on the refinance of a 2015 or newer vehicle currently financed at another financial institution. Refinances of current Bay Federal loans are not eligible for this offer. Offer valid on one vehicle loan. Minimum loan amount is $5,000. All loans subject to credit approval, income verification, and valid Social Security Number or ITIN per Bay Federal Credit Union lending requirements. Maximum LTV up to 125%. Must have a valid driver’s license. Bay Federal Credit Union membership required at the time of closing. Loan must be funded by April 30, 2025, in order to qualify for this offer. This offer is subject to change based on market conditions and borrower eligibility. Other terms and conditions may apply. For more information, call us at 831.479.6000 or toll-free at 888.4BAYFED. Accept this offer online or at any Bay Federal Credit Union branch.
PRESCREEN & OPT-OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria including providing acceptable property as collateral. If you do not want to receive prescreened offers of credit from this and other companies, call 1-888-567-8688, visit the website at www.optoutprescreen.com or write: TransUnion Opt-Out Request, PO Box 505, Woodlyn, PA 19094-0505; Experian Consumer Opt-Out, Inc, PO Box 919, Allen, TX 75013; Equifax Options, PO Box 740123, Atlanta, GA 30374-0123.