Empowering Women - Bay Federal Credit Union

Member Account Verifications – The Supervisory Committee has engaged Doeren Mayhew Assurance, Certified Public Accountants, to complete the annual financial statement audit of Bay Federal Credit Union.

The Supervisory Committee has engaged Doeren Mayhew Assurance, Certified Public Accountants, to complete the annual financial statement audit of Bay Federal Credit Union. In conjunction with the audit, the auditors will select a sample of members’ savings and loan accounts to verify the account balances directly with the account owner by letter. If your account has been selected as part of the auditing process, you will receive a letter from Doeren Mayhew Assurance requesting information on a designated account.

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Invest in What Matters Most to You

As LPL Financial Advisors with Investment Services at Bay Federal Credit Union, we believe everyone deserves to feel confident about their financial future, and we are committed to empowering women in their investment journeys. We understand the unique challenges that can impact your financial plans, like career breaks or big life changes. Our team is ready to support you with simple, personalized strategies that could help to improve your financial future.

Whether you're planning for retirement, managing wealth transfers, or navigating life transitions, we're here to guide you. Together, we’ll create a plan that helps you move toward your goals:

Building financial independence
Managing wealth transfer across generations
Navigating life changes like career shifts or retirement

Our approach is welcoming to everyone, ensuring personalized guidance no matter your financial journey. Learn more by scheduling a complimentary appointment today!

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If you would like an LPL Financial Advisor with Investment Services at Bay Federal Credit Union to contact you, please complete and submit the following information.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Bay Federal Credit Union and Investment Services at Bay Federal Credit Union are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Investment Services at Bay Federal Credit Union, and may also be employees of Bay Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Bay Federal Credit Union or Investment Services at Bay Federal Credit Union. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency

Not Credit Union Guaranteed

Not Credit Union Deposits or Obligations

May Lose Value

Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

LPL Financial Form CRS: www.lpl.com/CRS

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