Bay Cash Visa® Classic
Get Unlimited 1% Cash Back on all purchases!1
The Bay Cash Visa® Classic Credit Card: Rewards Made Simple
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With the Bay Cash Visa® Classic Credit Card from Bay Federal Credit Union, every purchase becomes an opportunity to earn. Designed for individuals who are establishing their credit, get 1% cash back on all purchases. This card combines the perks of a cash-back program with the simplicity and reliability you expect from Bay Federal.
Benefits You’ll Love
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1% Cash Back on All Purchases: Earn unlimited cash back on every purchase and enjoy automatic weekly deposits into your savings account!
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No Annual Fee: Enjoy all the benefits of a rewards card without any annual charges.
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Competitive APR: With a competitive, variable APR, you'll save on purchases, balance transfers, and cash advances.
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Zero Liability Protection:* Rest easy with Visa’s Zero Liability policy, ensuring you’re not responsible for unauthorized transactions.
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No International Transaction Fees: Shop anywhere in the world without worrying about extra charges.
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Contactless & Digital Wallet Ready: Pay effortlessly with tap-to-pay technology or link to Apple Pay, Google Pay, or Samsung Pay.
Local Support, Global Access
As a Bay Federal Credit Union member, you have 24/7 access to manage your account through Mobile and Online Banking and personalized support from a team based in Santa Cruz and Monterey County.
Membership is open to those who live, work, worship, or attend school in Santa Cruz, San Benito, or Monterey County. Join a financial institution that prioritizes your success while offering the tools you need to thrive—locally and beyond.
Additional Info & Disclosures
*Visa's Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Bay Federal Credit Union immediately of any unauthorized use.
1 Cash Back earnings are based on the net retail purchase transaction volume (i.e., purchases less credits, returns, and adjustments) charged to the rewards card during each day by the cardholder. Certain restrictions, limitations, and exclusions apply. Refer to full program terms and conditions.