Disclosures - Bay Federal Credit Union

Our branches and call center will be closed on Monday, January 20, in observance of Martin Luther King Jr. Day.

Online and mobile banking as well as our network of ATMs are available for your banking needs. Our branches will reopen at 9 AM on Tuesday, January 21. View our holiday schedule.

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Disclosures

General Personal Accounts Business Accounts Credit Cards Español

General Disclosures

BayFedCards Service Terms & Conditions
PDF, 159.82 KB
California Consumer Privacy Act Disclosure
PDF, 89.50 KB
Home Mortgage Disclosure Act (HMDA) Notice
PDF, 74.22 KB
Incoming Payment Transfers
PDF, 210.36 KB
Zelle^®Terms of Service
PDF, 403 KB

Limitation of Services
PDF, 44.32 KB
NCUA - How Your Accounts are Federally Insured
PDF, 412.93 KB
Privacy Notice
PDF, 253.00 KB
Your Insured Funds
PDF, 1.96 MB

Disclosures Related to Personal Accounts

Consumer Fee-Schedule
PDF, 97.03 KB
Courtesy Pay Authorization Form
PDF, 45.32 KB

Electronic Services Disclosure and Agreement
PDF, 441 KB
Truth in Savings Disclosure and Account Agreement
PDF, 288.09 KB

Disclosures Related to Business Accounts

Business Account Agreement and Disclosure
PDF, 323.79 KB

Business Account Agreement and Disclosure Addendum B
PDF, 103 KB
Business Account Agreement and Disclosure Addendum C
PDF, 102 KB

Business Fee-Schedule
PDF, 86.28 KB

Credit Card Agreements and Disclosures

Credit Card Account Agreement
PDF, 177 KB
Visa® Classic Benefits Disclosure
PDF, 165 KB
Visa® Classic Additional Disclosure
PDF, 324 KB
Visa® Gold Benefits Disclosure
PDF, 180 KB
Bay Cash Visa® Classic Benefits Disclosure
PDF, 180 KB
Bay Cash Visa® Classic Additional Disclosure
PDF, 272 KB
Bay Cash Visa® Classic BayRewards Terms & Conditions
PDF, 145 KB

Coastal Cash Visa Signature® Benefits Disclosure
PDF, 230 KB
Coastal Cash Visa Signature® Additional Disclosure
PDF, 272 KB
Coastal Cash Visa Signature® Bay Rewards Terms & Conditions
PDF, 145 KB
Pacific Points Visa Signature® Benefits Disclosure
PDF, 230 KB
Pacific Points Visa Signature® Additional Disclosure
PDF, 290 KB
Pacific Points Visa Signature® BayRewards Terms & Conditions
PDF, 206 KB
Business BayREWARDS Terms and Conditions
PDF, 247.05 KB
Visa Business Benefits Disclosure
PDF, 229.83 KB

Documentos de divulgación importante es español

Divulgación CCPA
PDF, 71 KB
Aviso Para la Recolección de Información Personal
PDF, 147 KB
Divulgación de la Veracidad en los Ahorros y Acuerdo de Cuenta
PDF, 273 KB
Acuerdo y Divulgación de Servicios Electrónicos
PDF, 340 KB
Estructura de Cobros
PDF, 185 KB

Cómo el Seguro Federal Asegura Sus Cuentas
PDF, 948 KB
Notificación de Privacidad
PDF, 258 KB
Documentos requeridos para abrir su cuenta
PDF, 133 KB

Attention: You are leaving the Bay Federal Credit Union website

You will be redirected to a website outside of the Bay Federal Credit Union website and entering a website hosted by another party. The linked website is not operated by Bay Federal Credit Union. Bay Federal Credit Union is not responsible for the content or availability of the linked website. Bay Federal Credit Union does not represent the operator of the linked website, the member, or any other users if the two enter into a transaction. Privacy and Security Policies of the linked website may differ from those of Bay Federal Credit Union.