What is a Certificate Ladder?
July 10, 2023
A certificate ladder is a savings tool that combines the security of share certificates with the flexibility of staggered maturity dates.
How to Protect Yourself from Credit Card Fraud
June 2, 2023
With the advent of online commerce, credit and debit card fraud has exploded. Unfortunately, credit card fraud can go unnoticed until it causes serious damage.
Continue readingHow to Protect Yourself from Credit Card Fraud
Direct Deposit: Safe, Simple, And Convenient
June 1, 2023
Skeptical about your employer offering direct deposit of paychecks? Don’t be! With direct deposit, your payroll deposits clear instantaneously, which means your money is generally available in your account the same day, or even earlier.
Continue readingDirect Deposit: Safe, Simple, And Convenient
Bay Federal's Annual Meeting is on May 23, 2023
May 9, 2023
On May 23, 2023 from 6:00 to 7:00 PM, join us for an informational summary of our 2022 financial and member service results at our Capitola Branch. The Annual Meeting will also be presented virtually on Zoom. To RSVP, please email annualmeeting@bayfed.com or call 831.477.8504.
The Responsibilities of the Board of Directors
May 1, 2023
The board of directors at a credit union is responsible for overseeing the credit union’s operations, making strategic decisions, and ensuring financial stability.
Continue readingThe Responsibilities of the Board of Directors
Is Your Tax Refund Too Big?
April 1, 2023
Let’s take a look at why an extra-large tax refund may not be in the taxpayer’s best interests, and how to lower future refunds.
All You Need to Know About Buying a Home in 2023
March 1, 2023
If you’re planning to buy a home this year, you won’t be dealing with typical circumstances.
Continue readingAll You Need to Know About Buying a Home in 2023
How to Keep Your Phone Safe from Fraud
March 1, 2023
Your mobile devices pose an inherent risk to your security if they fall into the wrong hands.
Pay It Safe with Zelle®
February 1, 2023
We know getting money to friends and family quickly and safely is important, so we've provided some friendly reminders on how to "pay it safe" when you're sending money with Zelle®.
Free Vacation Scams
February 1, 2023
If you’re notified that you’ve landed a free luxury vacation, you’ve likely been targeted by a scam.
