Bay Federal's Annual Meeting is on May 20, 2025
March 7, 2025
Our Annual Meeting, open to all members, will be held on Tuesday, May 20, 2025 at 6:00 PM. Join us at our Capitola Branch for an informational summary of our 2024 financial and member service results.
As part of the Annual Meeting, the following members have been nominated by the Nominating Committee to fill three expiring terms on the Board of Directors: Taylor Bateman, Jessica Dixon, and Dennis Osmer.
To RSVP for the Annual Meeting, please call 831.477.8504 or email annualmeeting@bayfed.com. We look forward to seeing you there!

Important Security Alert: Stay Safe from Fraudulent Sites
March 6, 2025
In recent times, we've observed a notable increase in the number of fraudulent websites aiming to deceive individuals across the financial sector. This includes sites that falsely claim affiliation with Bay Federal Credit Union, explicitly targeting our community with the intent to commit phishing attacks.
Continue readingImportant Security Alert: Stay Safe from Fraudulent Sites

Message to our Members on Support in Uncertain Times
January 30, 2025
At Bay Federal Credit Union, we are committed to serving every member with care and respect. As a not-for-profit, member-owned cooperative, we believe in inclusion, empowerment, and community strength.
Continue readingMessage to our Members on Support in Uncertain Times

The 5 Factors That Affect Your Credit Score
January 1, 2025
Whether you’re looking to get your first credit card for everyday expenses or take out a mortgage to purchase your first home, credit is an essential tool for helping people to meet their financial goals.

Protect Yourself from Remote Access Scams
November 15, 2024
We are aware of an increase in Remote Access Scams targeting local community members by impersonating trusted organizations, including financial institutions. These scammers hope to gain unauthorized access to your devices and personal information.

Watch Out for Password Reset Scams
October 10, 2024
In our tech-savvy world, password reset scams are becoming all too common. Scammers often pretend to be from trusted organizations to trick people into giving away their sensitive information.

Community Support: What is Going on in September?
September 1, 2024
We’re thrilled to support several events this September, and we’d love to see you there!
Continue readingCommunity Support: What is Going on in September?

Banking Away from Home
September 1, 2024
With convenient and safe banking tools, you can bank smartly wherever your new path takes you.

How Can I Save on Energy Costs This Summer?
August 1, 2024
Summer is heating up! With the rising temperatures, your energy bill could be burning right through your budget. Keep your cool and save on energy costs this summer with these tips!

Watch Out for Free Trial Offers
August 1, 2024
It’s a new product—and you can try it for free! Sounds amazing, right? Unfortunately, a free trial can be a gateway to devastating loss. Here’s what you need to know about free trials and how to keep your finances safe.
