Message to our Members on Support in Uncertain Times

January 30, 2025

At Bay Federal Credit Union, we are committed to serving every member with care and respect. As a not-for-profit, member-owned cooperative, we believe in inclusion, empowerment, and community strength.

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Salinas Valley

The 5 Factors That Affect Your Credit Score

January 1, 2025

Whether you’re looking to get your first credit card for everyday expenses or take out a mortgage to purchase your first home, credit is an essential tool for helping people to meet their financial goals.

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Protect Yourself from Remote Access Scams

November 15, 2024

We are aware of an increase in Remote Access Scams targeting local community members by impersonating trusted organizations, including financial institutions. These scammers hope to gain unauthorized access to your devices and personal information.

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Watch Out for Password Reset Scams

October 10, 2024

In our tech-savvy world, password reset scams are becoming all too common. Scammers often pretend to be from trusted organizations to trick people into giving away their sensitive information.

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Community Support: What is Going on in September?

September 1, 2024

We’re thrilled to support several events this September, and we’d love to see you there!

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Banking Away from Home

September 1, 2024

With convenient and safe banking tools, you can bank smartly wherever your new path takes you.

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How Can I Save on Energy Costs This Summer?

August 1, 2024

Summer is heating up! With the rising temperatures, your energy bill could be burning right through your budget. Keep your cool and save on energy costs this summer with these tips!

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Watch Out for Free Trial Offers

August 1, 2024

It’s a new product—and you can try it for free! Sounds amazing, right? Unfortunately, a free trial can be a gateway to devastating loss. Here’s what you need to know about free trials and how to keep your finances safe.

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Beware of Celebrity Scams

July 1, 2024

Celebrity scams rely on society’s trust in the people they see in movies, on TV, and on the internet. Unfortunately, scammers can use the influence of a celebrity persona to steal money from unsuspecting victims.

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Safeguard Yourself Against Student Loan Scams

June 1, 2024

Millions of people have student loans, and students aren’t the only ones with money on their mind. If you or a loved one has student loans to repay, it's crucial to be aware of online scammers who target borrowers with the aim of cashing in. Here are some strategies for protecting yourself and your finances. 

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You will be redirected to a website outside of the Bay Federal Credit Union website and entering a website hosted by another party. The linked website is not operated by Bay Federal Credit Union. Bay Federal Credit Union is not responsible for the content or availability of the linked website. Bay Federal Credit Union does not represent the operator of the linked website, the member, or any other users if the two enter into a transaction. Privacy and Security Policies of the linked website may differ from those of Bay Federal Credit Union.